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Every time I searched for money-saving tips, the first piece of advice was always: "Ditch your daily coffee." But let me be honest—my $4 latte was never the problem. That coffee was my small daily reward, my little pocket of calm before a chaotic day. So I made a promise to myself: I’d save my first $200, and I’d do it without giving up the coffee.
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The key for me wasn’t cutting the small joys—it was cutting the mindless spending.
I started tracking where my money was going, and to no one’s surprise, food delivery apps were quietly draining my wallet. I wasn’t even enjoying half the meals I ordered. So I switched things up—started meal prepping simple stuff, kept snacks in my bag, and cut delivery down to just once a week. That change alone saved me almost $60 in the first month.
Then came the subscriptions. I had three streaming platforms and barely watched any of them. I canceled two and kept the one I actually used. That saved another $20 per month. I also paused an online service that sounded productive when I signed up—but honestly, I never used it.
I created a mini “no-spend weekend” challenge for myself. Every other weekend, I’d avoid spending on anything unnecessary. No Target runs. No random Amazon orders. I’d go for a walk, read, or just catch up on cleaning. It made me feel refreshed and saved me about $40 each time.
Anytime I skipped spending on something I didn’t truly need, I transferred that amount to my savings. I called it my "money I didn’t waste" fund. Watching it grow made me oddly proud—even more than seeing likes on a post.
In just under two months, I hit $200 in savings. It wasn’t some magical overnight transformation. It was just small, intentional choices. And yes, I still had my morning latte every day.
What I learned is that saving isn’t about cutting all the fun out of your life—it’s about becoming more conscious of what’s actually worth your money. And for me, $4 coffee made the cut. The random $27 candle I forgot about five minutes later? Not so much.
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